Toll Free:(888) 640-0835

Local:(775) 324-1500

Insurance Bad Faith

When they sell insurance, insurance companies are promising financial security and peace of mind. The law recognizes that a confidential relationship exists between an insurance company and its insured customer. That law is called the duty of good faith and fair dealing. An insurance company’s violation of the duty of good faith and fair dealing is called insurance bad faith.

The Duty of Good Faith and Fair Dealing

insurance bad faithThe law says an insurance company must treat its customer fairly by, at all times, considering its interests at least equal to insured customer’s interests. Thus, the duty of good faith and fair dealing requires an insurance company:

  • To promptly and fully pay a claim covered by the insurance policy
  • To first conduct a fair and complete investigation before any claim is denied
  • To provide the factual and legal reason for denying any claim

Insurance is a specialized business where the consumer relies upon the insurance company’s expertise. With the payment of a premium, the insurance company must accept its specialized duty to treat its customer fairly and in good faith.

Do You Suspect Insurance Bad Faith?

An insurance company that acts in bad faith is accountable for all harms caused to the insured customer. This may include:

(1)insurance policy benefits wrongfully denied
(2)any financial distress or loss caused by the wrongful denial
(3)any emotional distress caused by the wrongful denial

If you think your insurance company is treating you unfairly, please contact us or call the office at (888) 640-0835.


  • $1.3 Million Awarded in Entertainer's Personal Injury Lawsuit

    April 30th, 2014

    A stand-up comic will receive $1.3 million from a Las Vegas hotel and casino where he suffered a leg injury during a 2007 performance. The Grio reports that 61-year-old George Wallace, a comedian known for his friendship and professional relationship... Read more

  • Nevada's Insurance Marketplace Named in Class Action Lawsuit

    April 10th, 2014

    Two Nevada co-plaintiffs filed a class action suit after the Nevada state health exchange allegedly failed to provide the coverage they paid for.

    The Las Vegas Review-Journal reports that the lawsuit was filed on behalf of Larry Basich and Lea Swartley,... Read more

  • Nevada Lawsuit Against Payday Companies Gains Class Action Status

    March 31st, 2014

    A lawsuit against several payday companies incorporated in Nevada recently gained traction as the suit was granted class-action status.

    The Times Free Press reports that attorneys in Nevada, representing several plaintiffs, were granted class certification by U.S. District Judge Andrew Gordon... Read more

Toll Free: (888) 640-0835    Local: (775) 324-1500